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Accept all major credit card brands, including American Express for the same rate. Use a compatible Bluetooth® barcode scanner to organize your inventory with color-coded categories, modifiers, multiple prices, and stock counts.

You can purchase hardware at third-party sites like CDW, PCMall, or Use your device's built-in camera as a barcode scanner, or add on a compatible Bluetooth barcode scanner.

For the safety of both merchants and customers, some business types are prohibited from using Phone Swipe.

By accepting the Terms & Conditions and creating a Phone Swipe account, you agreed that you will not accept payments for or in connection with the following businesses: Phone Swipe reserves the right to modify, alter, or change this list at its sole discretion at any time with or without notice.

Back to top Phone Swipe deposits funds within one business day of sales processed by 5 PM ET. This will be reflected as an ACH credit to your bank account after your friend has activated their Phone Swipe account by processing at least 0 in transactions.

Transactions processed after Friday 5 PM ET are funded the following Tuesday. Back to top If you are taking advantage of one of our limited time processing offers, Phone Swipe will waive your processing fees for a specified time period (typically 30 days). The status of your referrals can be found in the Referrals section on Phone Swipe Inside.