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So unless you are living on a mountain fire lookout tower somewhere, you'll probably find some great people nearby that you can try to seduce into a coffee date. When it comes to your personal life, some things are best not immediately shared with friends and family.

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In addition to high cost, check cashing stores present several other problems to consumers. Taking your paycheck to a check cashing store and walking out with hundreds of dollars in cash is like wearing a bulls eye on your back.

Second, there is simply the question of inconvenience.

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