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The only thing you can do at this point is to continue to send in every single medical record you have and call the carrier every day for a status.

If your claim is denied, then you will have the right to file an appeal and then sue them.

Iā€™m having my short term disability benefits delayed.

So what right does CIGNA have in contradicting my own medical doctors recommendation? Do you have other cases like mine where they are wrongfully non supportive of my claim?

Karla, your situation with CIGNA is typical conduct for a disability insurance company.

As a multi-billion dollar corporation Cigna is in business to collect premiums and try to make as much money as possible.

While Cigna does not deny every short term or long term disability claim, they will rely upon ERISA regulations and any other opportunities to deny a claim.